Platinum Metal plans cover an estimated 90% of your medical and prescription drug costs. They also limit your annual out-of-pocket expenses. Platinum Plans are the most expensive of all the "metal plans."
| Individual Deductible: | $700 |
| Individual Out of Pocket Maximum: | $3,000 |
| Office Visit Copay: | $20 |
| Preferred Generics: | $15 |
| Preferred Brand Name: | $40 |
| Non-Preferred Brand Name: | $70 |
| Individual Rx Deductible: | None |
| Preferred Specialty: | $160 |
| Non-Preferred Specialty: | $210 |
All health plans in the exchanges are required to provide a minimum set of benefits which are termed essential benefits. These benefits include: