Gold Metal plans cover an estimated 80% of your medical and prescription drug costs. They also limit your annual out-of-pocket expenses.
| Individual Deductible: | $3,500 |
| Individual Out of Pocket Maximum: | $7,500 |
| Office Visit Copay: | $30 |
| Preferred Generics: | $15 |
| Preferred Brand Name: | $45 |
| Non-Preferred Brand Name: | $95 |
| Individual Rx Deductible: | None |
| Preferred Specialty: | $300 |
| Non-Preferred Specialty: | $350 |
| Specialist Copay: | $40 |
| Coinsurance: | 0%* |
All health plans in the exchanges are required to provide a minimum set of benefits which are termed essential benefits. These benefits include: