Gold Metal plans cover an estimated 80% of your medical and prescription drug costs. They also limit your annual out-of-pocket expenses.
| Individual Deductible: | $1,500 |
| Individual Out of Pocket Maximum: | $7,000 |
| Office Visit Copay: | $25 |
| Preferred Generics: | $10 |
| Preferred Brand Name: | $45 |
| Non-Preferred Brand Name: | $120* |
| Individual Rx Deductible: | Integrated |
| Preferred Specialty: | $325* |
| Non-Preferred Specialty: | $375* |
| Specialist Copay: | $50 |
| Coinsurance: | 50%* |
All health plans in the exchanges are required to provide a minimum set of benefits which are termed essential benefits. These benefits include: