Silver Metal plans cover an estimated 70% of your medical and prescription drug costs. They limit your annual out-of-pocket expenses.
| Individual Deductible: | $6,000 |
| Individual Out of Pocket Maximum: | $8,900 |
| Office Visit Copay: | $25 |
| Out of Network Coinsurance: | 30%* |
| Preferred Generics: | $15 |
| Preferred Brand Name: | $45 |
| Non-Preferred Brand Name: | 50% |
| Individual Rx Deductible: | None |
| Preferred Specialty: | 50% |
| Non-Preferred Specialty: | 50% |
| OON Individual Deductible: | $12,000 |
| OON Family Deductible: | $36,000 |
| OON OOP Individual Deductible: | Unlimited |
| OON OOP Family Deductible: | Unlimited |
| OON Office Visit Copay: | 30%* |
| Specialist Copay: | $50 |
| OON Specialist Copay: | 30%* |
| Coinsurance: | 0%* |
All health plans in the exchanges are required to provide a minimum set of benefits which are termed essential benefits. These benefits include: